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Welcome to the Multnomah Dental Society

To empower dentists to control their destinies...

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We’re in this together.

Keep your access to members-only benefits and help us drive dentistry forward.

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ADA Statement COVID-19

ADA COVID-19 Recommendation

Maintain focus on urgent and emergency dental care.

Read now.
ADA Statement COVID-19

ADA COVID-19 Recommendation

Maintain focus on urgent and emergency dental care.

Read Now.
COVID-19 UPDATES
For a full list of updates and resources, please visit our Coronavirus page.

Coronavirus Updates and Resources 

March 2​​7, 2020- The CDC and OHA have both recently released guidance for dental offices.  See the CDC Guidance for Dental Settings here, and the O​HA Guidance for Dentists here.

Review ODA’s COVID-19 Frequently Asked Questions here.

CARES Act Resources

March 30, 2020
H.R. 748, the Coronavirus Aid, Relief and Economic Security Act (CARES Act) became law over the weekend.
 
This law contains many provisions the ADA and ODA believe are important to dentists, dental practice owners, dental students and dental office employees. This includes Small Business Administration loans, retirement account withdrawals, and student loan payment and interest deferral.
 
To help guide you through this new information, the ODA has created a new CARES section on the ODA website for quick access to CARES related resources, here. We suggest you bookmark this page, and check back often as additional resources and clarification for this large relief package become available in the next few weeks. 
 
The ADA will be holding webinars for dentists on individual topics in response to this new legislation. These webinars will be housed on ADA.org/virusresources and will be available on-demand. In some instances, dentists will be able to join and participate live.
 
To determine the best options for your unique financial situation and to create your own action plan, the ADA and ODA urge you to consult with your accountant and lawyer.

Highlights From this Week

  • Yesterday, the Oregon Dental Association spoke at length with Governor Brown's lead Health Policy staff, pushing changes and seeking clarity on the mandate on dental offices statewide. Over the last two weeks, we've spoken directly with Governor Brown multiple times, as well as been in constant contact with her staff. As dentists and their teams make tremendous sacrifices, and as Oregonians in every corner of the state struggle during this public health crisis and shutdown, we continue to advocate every day on your behalf.
  • Through our engagement system with our members, ODA staff developed and created an action alert resulting in Oregon dentists sending 1,300+ messages to their legislators asking them to remember dentists when developing and voting on relief packages. Thank you to all of those who participated. If you didn’t have a chance yet, please click here to let your legislators know that dentists need their support.
  • Elected leaders are listening. After our messages starting pouring in, Senator Betsy Johnson, on her regular weekend radio segment, specifically called out the dental community and highlighted the challenges dentists are facing. She committed to personally talking to leadership in Oregon about her concerns affecting dentistry.
  • Oregon dentists were acknowledged during the state’s Joint Special Committee on Coronavirus Response. This is especially important given that this Joint Committee is tasked with formulating solutions to bring relief to Oregon businesses and non-profits in a special session in the coming weeks. We are currently brainstorming on specific legislative measures that will have an immediate impact on your practice and benefits for your patients.
  • Senate Republicans are supporting our push to reopen dental clinics for preventive care and other procedures sooner than currently mandated. Similarly, other legislative caucus offices and specific legislators reached out to the ODA asking how they can help and what messages they can deliver to leadership. They want to partner with us moving forward.
The ODA successfully secured a seat for one of our dentists on the Oregon Health Authority's Coronavirus Response Team, ensuring dentists’ voices, opportunities and roles are considered. We continue to monitor and assist with this representation.

We’re proud to be a part of a community going above and beyond to help during this incredibly uncertain and difficult time. Dr. Normund Auzins stepped up to lead a donation drive, collecting PPE from dentists and delivering over 60,000 masks, 600,000 gloves, gowns and face shields for Oregon hospitals. In addition to Governor Brown announcing our contribution on her Thursday briefing, we also promoted the story to news outlets statewide, resulting in widespread coverage of the good work dentists are doing. Here are just a few examples:

What’s Next
The governor plans to call a special session of the Legislature as early as next week to earmark $250 million for the COVID-19 response. There will likely be multiple short sessions related to COVID-19 relief. While the first is expected to be on items needed to stop the spread of the virus, ODA is positioning itself to be successful in later opportunities, with the goal of securing relief for you.

What do you want to see? What kind of relief would have the most impact?

Share Your Ideas Here!

ODA is also exploring opportunities for dentists to play a greater role in this pandemic, providing care to our neighbors who need it. We are working with carrier partners to educate and maximize tele-dentistry reimbursement options. We are working with our liability partners to ensure dentists are protected in this changing environment. We are working with our dental partners on PR campaigns to ensure your patients understand they can still see you for urgent care, trying to limit dental emergencies presenting at the Emergency Department. We will continue to fight for you to get back to your patients as soon as possible.

We know the current climate is frustrating. We know you want to see immediate results. We know you want to return to work. We are here, fighting for you, while understanding the severity of the situation and the need to do our part to flatten the curve. Advocacy work is messy, long and often behind the scenes. As your President I want to convey my dedication to ensuring that all of our resources are dedicated to helping you through this crisis, while ensuring the safety of you and your patients. I am always open to your suggestions and feedback on how ODA can better serve its members. Remember, we also have a network of Wellness Ambassadors, who are available for peer to peer support. We are truly all in this and stronger together!

Recently Released Guidance for Dentists and COVID-19
We want to draw your attention to two new important resources our COVID-19 page. Make sure you are checking frequently for resources, support, and training related to COVID-19.

CDC Guidance for Dental Settings

OHA Interim Guidance for Dentis

Sincerely,
Barry Taylor, DMD
ODA President

Welcome to the ​Multnomah Dental Society!

The Multnomah Dental Society ​is organized to function as a component of the Oregon Dental Association​ to encourage the improvement of the health of the public, to promote the art and science of dentistry and to encourage dental education. ​We are here to serve our members and the public with valuable ​​oral health information, advocacy and resources. Good oral health is key to overall health and our dedicated members will continue to Serve, Care and Share.

Dentist-​members ​as well as nonmembers- can find information about membership opportunities, ​meetings and events, legislative actions, publications and more.

​Contact Us:

10505 SE 17th Avenue
Milwaukie, OR 97222
(503) 513-5010 Office
(503) 513-5009 Fax
multdental@aol.com

Coronavirus Updates and Resources

March 25, 2020- The Oregon Board of Dentistry sent an update to licensees, including information on the recent Executive Order and license renewals.  Read their full update here.

March 24, 2020- Read ODA's full update here.

Review ODA’s COVID-19 Frequently Asked Questions here.

For a full list of resources, please visit our Coronavirus Resource page here.

For a full list of past updates and communications by date, please visit our Coronavirus Updates page here.

Thank you all~who donated PPE for our organized collection and drive! We were able to deliver thousands of masks, gloves, gowns and other essential ​items to the Oregon Health Authority. The OHA will distribut these items throughout the state to the hospitals that are in need.
You are all heros and we are all in this together.  If you still have PPE to donate, the best​ thing to do is contact your local county health department.  They are working in conjunction with the OHA and the Disaster Relief organization, to ensure these items go where they are most needed.  Thank you all again!!

New Date-Thursday, May 21, 2020 Annual Meeting
Join us for our Annual Meeting &Table Clinics-5:30-8:00 MAC Club-
SBA's Economic Injury Disaster Loans (EIDL)​

Please see below resources and direction once Oregon is listed as eligible for the SBA Disaster funds. A recommendation would be to fill these out as early as possible, have your application items ready to go and keep checking the website to submit electronically.  Even if you may think you may not need assistance.
 
SBA Disaster Portal to apply:
 https://disasterloan.sba.gov/ela/
 
Disaster Loan Assistance Available:
Economic Injury Disaster Loans (EIDL’s) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster.  These loans are intended to assist through the disaster recovery period.
 
Who can apply:
o   Most industries but still have to qualify under SBA’s size standards which are:
o   Tangible net worth of business (and affiliates) must be within $15 million;
o   Net profit after taxes of business (and affiliates) must average over 2 years $5 million or less;
o   Private, non-profits;
o   Passive businesses qualify (e.g. rental properties, etc.);
o   Individuals;
 
Who is NOT eligible:
o   Agriculture enterprises (agricultural related businesses eligible);
o   Religious or charitable organizations;
o   Casinos/Racetracks;
o   Businesses whose gambling income is greater than one third of their revenues;
 
Credit Requirements:
o   We’ve been told SBA is mainly using a scoring system (Experian) to make decisions but they haven’t told us their minimum credit score – not cash flow (more to come as we receive written information);
o   Credit History – Applicants must have a credit history acceptable to SBA;
 
Collateral:
o   Collateral is required, if available, for all EIDL loans over $25,000 (loans for $25,000 & under NOT required).  SBA will take real estate as collateral if available (same parameters as under regular 7(a) program).  SBA will NOT decline a loan for lack of collateral, but SBA will require the borrower to pledge collateral that is available (possible non-RE as well);
 
Determination of loan amount:
o   Two phases or options that businesses will be considered under:
o   Phase I – 85-90% of businesses will fall under this category and loans can be made up to $500,000:
§  Loan amount determined by taking Gross Profit of business (Gross Revenues less Cost of Goods Sold) divided by 2 (i.e. 6 months) = working capital up to maximum of $500,000;
o   Phase II – more financial detail will be required to qualify under this phase.  The maximum loan amount is $2 million including all affiliates of Applicant.
o   Even if borrower has maxed out their SBA guaranteed loans they can apply under this program and it will not count toward their maximum SBA guaranteed funds available (typically $3.750M);
 
What use of proceeds CAN be used for:
o   Working capital for fixed expenses such as rent, payroll, accounts payable, debt payments (but cannot refinance the whole debt with this money unless short-term debt/lines of credit used for working capital), other payments;
o   Can be used to refinance short-term loans that have a balloon payment coming due (they didn’t specify the length of maturity that would be eligible – stay tuned);
o   Refinance interim (bridge) loan made by bank for working capital during disaster including an SBA Express LOC;
 
What it CANNOT be used for:
o   Dividends/Bonuses;
o   Disbursements to partners unless their normal salary;
o   Shareholder loans;
o   Expansion of business;
o   Payoff fixed assets (equipment/real estate);  CAN be used for payments on their equipment, real estate, other fixed assets;
o   Repairs to real estate;
o   To refinance long term debt;
o   To payoff direct federal debt, i.e. other SBA loans, or other disaster loans);
 
Terms/Repayment:
o   30 year terms with NO payments for first year (interest still accrues);
o   3.75% rate for small businesses;
o   2.75% for non-profits;
o   No prepayment penalties;
 
How to apply, Borrower will need the following when they apply at portal;
o   SBA Loan Application (SBA Form 5) – attached;
o   IRS Form 4506T (see page 4 of Form 5 as to who needs to complete/sign this form) – attached;
o   Most recent federal income tax return including all schedules;
o   If federal taxes are not filed for 2019 will need FYE balance sheet & profit/loss statement;
o   Interim profit & loss;
o   Schedule of liabilities (can use SBA Form 2202) - attached;
o   Personal Financial Statement (SBA Form 413D) – (see page 4 of Form 5 as to who needs to complete/sign this form) - attached;
o   Electronic is the fastest;
o   If applying for more than $500,000 Borrower will have to complete/submit additional information;
 
Borrower should:
o   Retain ALL receipts they paid with the disaster funds for 3 years;
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